Got an iPhone with iOS 18? Great. One of the most useful new features is “Tap to Cash.” It lets you send or receive money with just a tap of your phone—perfect for splitting a bill or paying someone on the spot.
Here’s how it works:
- Go to your iPhone’s Wallet app.
- If you’re new to Apple Cash, you’ll need to set it up. Don’t worry, it’s quick. Just follow the on-screen steps.
- Once it’s set up, find the Apple Cash card in your Wallet. Tap it to get started.
- Select “Send” or “Request” option to send someone money or request it from them.
- Instead of texting or using other options, choose the “Tap to Cash” feature. For example, let’s say you’re sending $10 for pizza. You enter the amount, hit “Next,” and confirm by double-tapping the side button. The app will then prompt you to hold the top of your iPhone near another iPhone or an Apple Watch.
- As you hold your phones together, the money transfers instantly. You’ll see small dots on your screen indicating that the transfer is in progress. Once done, the money appears in the recipient’s balance.
You can use your Apple Cash balance for any Apple Pay purchase, or transfer it to your bank account if you prefer.
Why is Tap to Cash so Handy?
- Instant Transfers: No need to open apps, search for contacts, or manually input account details. Just tap.
- Secure: Apple’s security measures ensure your data and transactions stay private.
- Convenient for small payments: Whether splitting a dinner bill or paying back a friend for coffee, it’s fast and painless.
With iOS 18, handling money has never been easier.