Table of Contents
- What's the Hidden Cost Behind Microsoft's "Free" Windows 10 Updates?
- The Big News That Changes Everything
- The Free Route (And Its Strings Attached)
- Why This Matters More Than You Think
- The Three Ways to Stay Safe
- Option 1: Windows Backup (Free)
- Option 2: Pay the Fee ($30)
- Option 3: Microsoft Rewards Points (1,000 points)
- What You Won't Get
- When This All Happens
- My Take on This Move
- What I Recommend
- The Bottom Line
What's the Hidden Cost Behind Microsoft's "Free" Windows 10 Updates?
Microsoft just changed the game for Windows 10 users. I'm here to tell you exactly what this means for your computer and your wallet.
The Big News That Changes Everything
Windows 10 support officially ends on October 14, 2025. That's less than four months away. After that date, your computer won't get security fixes anymore. This leaves you wide open to hackers and viruses.
But Microsoft just threw us a lifeline. They're now offering three different ways to keep getting security updates for another full year:
- Free option: Use Windows Backup with OneDrive
- Paid option: Pay $30 per computer
- Points option: Spend 1,000 Microsoft Rewards points
The Free Route (And Its Strings Attached)
Here's what you need to do to get free updates:
- Sign into your Windows 10 PC with a Microsoft account
- Turn on Windows Backup
- Let it sync your files and settings to OneDrive cloud storage
Sounds simple, right? Well, there's a catch. OneDrive only gives you 5GB of free storage. If you have lots of photos, documents, or other files, you'll quickly run out of space. Then you'll need to pay $1.99 per month for 100GB of storage.
Still, that's only about $24 per year. That's cheaper than the $30 one-time fee for security updates.
Why This Matters More Than You Think
Windows 10 still runs on over half of all computers worldwide. That's more than 53% of all Windows PCs. Many people can't upgrade to Windows 11 because their computers are too old.
Microsoft knows this. They're worried that hundreds of millions of computers will become unsafe after October. So they're making it easier to stay protected.
The Three Ways to Stay Safe
Let me break down your options:
Option 1: Windows Backup (Free)
- Sign in with Microsoft account
- Turn on cloud backup
- Files sync to OneDrive automatically
- Works until October 13, 2026
Option 2: Pay the Fee ($30)
- One-time payment per computer
- No cloud backup required
- Same protection period
- Good if you don't want Microsoft tracking your files
Option 3: Microsoft Rewards Points (1,000 points)
- Earn points by using Bing search
- Shop at Microsoft Store
- Play Xbox games
- Takes about a week of daily use to earn enough points
What You Won't Get
These security updates only cover safety fixes. You won't get:
- New features
- Bug fixes for non-security issues
- Technical support from Microsoft
- Design changes or improvements
Think of it as basic protection, not full support.
When This All Happens
Microsoft will start rolling out the signup process in July 2025. You'll see it in your Windows 10 settings. By mid-August, everyone should have access to sign up.
The protection starts on October 15, 2025, and runs until October 13, 2026.
My Take on This Move
Microsoft is clearly pushing people toward their cloud services. They want you using OneDrive, signing into Microsoft accounts, and staying in their ecosystem.
This isn't really about being generous. It's about keeping Windows 10 users safe while slowly moving them toward Windows 11 or Microsoft's cloud services.
What I Recommend
If your computer can't run Windows 11, take the free option. Yes, you'll need to use OneDrive. But staying safe is more important than avoiding Microsoft's cloud.
If you value privacy and don't want your files in the cloud, pay the $30. It's a small price for peace of mind.
If you're already using Microsoft services regularly, use your Rewards points. It's essentially free money you've already earned.
The Bottom Line
Windows 10 isn't dying completely in October. Microsoft is giving you ways to stay protected for another year. But this is clearly a temporary fix. They want you to eventually upgrade to Windows 11 or buy a new computer.
The clock is ticking. Start planning now. Whether you choose the free cloud option, pay the fee, or use rewards points, don't wait until October to decide. Your computer's safety depends on it.