How Do I Fix Play Store Payment Transaction Declined [OR- FGEMF-20] Error Quickly?

You’re trying to buy an app, and the transaction gets declined. That error code, [OR- FGEMF-20], isn’t just a bunch of letters—it’s a roadblock. Don’t worry, though. I’ve got a few simple steps that can help.

The detail error message as below:

Error
Transaction was declined. [OR- FGEMF-20]

Solution 1: Try a Different Payment Method

If the first card doesn’t work, switch it up. Play Store allows multiple options. Could be your card, or just a hiccup. Here’s what to do:

1. On your computer, open the Play Store.
2. Find your app and click the price.
3. Look for the arrow next to your payment method.
4. Choose another option, or add a new one.
5. Follow the steps to complete the transaction.

Solution 2: Clear Play Store Data

Sometimes, the app data gets messy. Clearing it gives the Play Store a fresh start:

1. Go to Settings > Apps > Google Play Store.
2. Select Storage and Cache, then tap Delete Data.
3. Try your transaction again.

Solution 3: Update Play Store

Play Store usually updates itself, but sometimes you’ve got to give it a nudge:

1. Get the latest Play Store APK from APKMirror.
2. Enable “Unknown Sources” if prompted.
3. Install the update manually.

Solution 4: Delete Data for the App You’re Buying

If the app itself is causing the trouble, wipe its slate clean:

1. Open Settings > Apps > choose the app.
2. Select Storage and Cache, then Delete Data.
3. Reopen the app and try your purchase again.

Solution 5: Update the App

Outdated apps can trigger errors. Head back to the Play Store:

1. Search for the app.
2. Update it.
3. Try your transaction again.

Solution 6: Downgrade the App

Sometimes new versions introduce bugs. Revert to an older version:

1. Go to Settings > Apps, find the app.
2. Uninstall the updates.
3. Download an older version from APKMirror.

Solution 7: Downgrade the Play Store

Yes, even Play Store updates can cause problems. Roll back to a previous version:

1. Go to Settings > Google Play Store.
2. Tap the three-dot menu and select Uninstall Updates.
3. Test if the transaction goes through.

Each step is worth trying. The problem’s annoying, but not impossible to fix. If all else fails, Google’s aware and might push a fix soon. Stay patient, you’ll get through it.