If you’ve updated your iPhone to iOS 18 and need to transfer money, it’s easier than ever. Whether you’re paying someone back for dinner or splitting the cost of a gift, here’s how you can send or receive money with Apple Cash.
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Step-by-Step Guide
- On your iPhone, locate and tap the Apple Wallet app. You’ll see any cards you’ve linked, including Apple Cash. If you haven’t set up Apple Cash yet, don’t worry—it’s free and quick to get started.
- Tap on the Apple Cash card. From here, you can either send or request money. Apple Cash acts like your digital wallet.
- Choose How to Send or Receive:
- Via Text: Type the recipient’s name or phone number to send money through iMessage.
- Tap-to-Cash: For even faster transfers, use the new Tap-to-Cash feature. Bring your iPhone close to another iPhone (or even an Apple Watch), and transfer money directly without needing QR codes or additional apps.
- Select the amount you want to send (e.g., $10 for pizza).
- Double-click the side button on your iPhone to confirm the payment.
- Hold your iPhone near the recipient’s device. The money transfers instantly into their Apple Cash account.
A Few Tips
- Using the Balance: After sending or receiving money, you can use the Apple Cash balance anywhere Apple Pay is accepted, whether it’s for coffee or online shopping.
- No More QR Codes: Unlike Venmo or other apps, you don’t need to scan anything. Just tap your phones together, and the money moves.
Why Use Apple Cash in iOS 18?
- Fast: Transfers happen in seconds.
- Simple: No need to open multiple apps or sign up for new services.
- Secure: Apple’s encryption keeps your transactions safe.
Whether you’re splitting a dinner bill or paying someone back, iOS 18 makes it quick and stress-free. The new Tap-to-Cash feature means you can skip the hassle of traditional payment apps. Just bring your phones close, and the money transfers in a heartbeat.