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How to Spend Bitcoins and Crypto with Bybit Card?

Let’s talk about something exciting. You’ve got Bitcoin, Ethereum, or maybe XRP sitting in your wallet. But what if I told you that you could use it to pay for groceries, subscriptions, or even a night out? The Bybit Card makes it possible—and trust me, it’s not just another crypto card. It’s a game-changer.

How to Spend Bitcoins and Crypto with the Bybit Card?

What is the Bybit Card?

Think of the Bybit Card as your bridge between the crypto world and everyday life. It’s a Mastercard-supported debit card that works at over 90 million merchants worldwide. Whether you’re shopping online or swiping at a store, this card lets you spend your digital assets like cash.

It’s not just about spending. The Bybit Card rewards you for every transaction. Cashback, points, and perks? Yes, please.

Why Use the Bybit Card?

You might be wondering, “Why should I bother with a crypto card when my regular debit card works just fine?” Here’s why:

  • Global Acceptance: It’s powered by Mastercard, so you can use it almost anywhere.
  • Cashback Rewards: Earn up to 10% cashback on your purchases—higher than most traditional cards.
  • No Annual Fees: That’s right—zero recurring charges to worry about.
  • Crypto-to-Fiat Flexibility: Your crypto is automatically converted to fiat at the time of purchase, making transactions seamless.

It’s like having a wallet that works in both worlds—crypto and fiat—without any hassle.

How to Apply for the Bybit Card

Getting started is easy. Here’s a step-by-step guide:

  1. Go to Bybit’s Website or App.
  2. Navigate to the “Finance” section and select “Card.”
  3. Choose your country. Currently available in Brazil, EEA countries, Switzerland, and Australia (more regions coming soon).
  4. Verify your identity by submitting proof of ID (passport, national ID, or driver’s license) and proof of address (issued within the last three months).
  5. Setup security features by linking an active email address and enable two-factor authentication (2FA) for added protection.
  6. Wait for approval. Virtual cards are usually approved within minutes; physical cards may take a few days to ship.

Once approved, you’re ready to start spending!

Virtual vs. Physical Bybit Cards

Not sure which one to choose? Here’s a quick comparison:

Feature Virtual Card Physical Card
Availability Instant after approval Shipped to your address
Usage Online payments Online + in-store + ATM withdrawals
Setup Time Immediate A few days for delivery

Pro tip: Start with the virtual card while waiting for your physical one—it’s quick and convenient.

Rewards That Make Spending Fun

The Bybit Card doesn’t just let you spend—it gives back:

  • Cashback: Earn between 2% and 10% cashback on eligible purchases based on your VIP level.
  • Reward Points: Redeemable for bonuses, trading fee discounts, merchandise, or even NFTs in Bybit’s Rewards Market.
  • Exclusive Rebates: Get 100% rebates on subscriptions like Netflix, Spotify, Amazon Prime Video, TradingView, and ChatGPT when paid through the card.

It’s like turning every purchase into an opportunity to save or earn more.

How Does Cashback Work?

Here’s an example:

  • You spend $500 using your Bybit Card at eligible merchants.
  • If you’re at a 5% cashback tier, you’ll earn $25 back in Reward Points or crypto equivalent.

Those points don’t expire! You can stack them up and redeem them whenever you want.

Auto-Savings Feature: Let Your Crypto Work for You

If you enable Auto-Savings on your Bybit account:

  • Your idle crypto balance earns up to 8% APR automatically.
  • Funds remain accessible—you can still use them for purchases anytime.

It’s like earning interest while having instant liquidity—a win-win situation.

What Can You Pay For with the Bybit Card?

The possibilities are endless:

  • Everyday shopping (groceries, clothes).
  • Online subscriptions (Netflix, Spotify).
  • Travel expenses (hotels, flights).
  • Dining out or ordering food delivery.

Basically, if they accept Mastercard, they accept your Bybit Card too.

I remember using my Bybit Card for the first time at a local café—it felt surreal paying with Bitcoin for something as simple as coffee. The cashier didn’t even blink; it was just another Mastercard transaction on their end. Meanwhile, I was silently celebrating how easy it was to bridge my crypto into real-world spending. Now? I use it everywhere—from paying bills to buying gifts—and those cashback rewards add up fast!

The Bybit Card isn’t just a tool—it’s a lifestyle upgrade for anyone in crypto. Whether you’re earning cashback on daily purchases or stacking rewards points for exclusive perks, this card makes spending Bitcoin (and other cryptos) effortless and rewarding. So why wait? Apply today and start turning your digital assets into tangible experiences—one swipe at a time!